How do a parent that cosigned for private student loan refinance and where?

10 June 2009


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Best loan company for a fast disbursement for private student loan?

07 June 2009

I was going through college while working to pay for my monthly rent and other expenses. Recently, I haven't been able to work as much to pay for my monthly expenses. I don't have any outstanding debts or loans (my parents and I worked out a deal where they would pay for tuition if I would pay for rent). My need: a PRIVATE student loan that will pay out very quickly (ASAP, one month max) so I don't have to drain my savings account to pay for rent? My current monthly living expenses are roughly $1,200/ month and I make about $1,300 a month. I don't want to live off my paycheck month to month. Ideally, I would still like to pay monthly on my loan to cut down on the cost of repayment after school (in about 5 years…). Any help would be greatly appreciated.

Additional info:
$3,000 in Government loans approved
Still short about $12,000 for the year
Excellent credit with a cosigner

I would recommend either Chase Bank or Citigroup. My friend said it only took them a week for her to be approved at Citigroup.
Hope that helps!

How can I refinance my student loan?

27 May 2009

I know my stafford loans are fixed at 6.8% since it disbursed after July 1, 2006. But with the current prime rate at 3.25%, where can I consolidate my stafford loan to a lower interested rate? next month my grace period is up.
How should move forward in finding out some details about consolidating? thanks

Don't assume you'll get the prime rate. You may not be able to beat your current rate.

What company would be willing to consolidate my Sallie Mae and Dept. of Education government student loans?

26 May 2009

Looking to consolidate all my student loans into one affordable monthly payment. Any suggestions. Sallie Mae no longer consolidates student loans and many other companies will not consolidate a Sallie Mae loan because it is secured and government backed. Thanks in advance.

I'm looking for loan consolidation help as well. So far, I've found this information on one of my current lender's websites.

https://www.mycampusloan.com/static/html/infocenter/LoanConsolidation.htm

They reccommend http://www.EdLoanConsolidate.com. I havent tried anyone yet, but its worth a shot. Good luck!

How do I consolidate student loans to low federal interest rate?

23 May 2009

So the feds slashed the interest rate to near zero. My current student loan has like 6% interest rate. Is it possible to get a new loan for the low interest rate?

Here are some great tips on how to consolidate student loans.One good thing about government loans is that the interest rates are fixed when consolidating them, and so rest assured that the rates that the lending company will charge you are within the boundaries of the law. Albeit there is already a ceiling on the interest rates when consolidating government loans, it is always to your advantage if you will shop around for those with really low interest rates.

http://www.worldbestloans.com/student-loans.htm

Grace period of loan repayment means you are done with college and earn a degree but the part of repayment, you just have not started. The grace period is usually from the graduation day to 6 months after and is usually regarded as an excellent time to which you acquire college student loan consolidation.

Need some info on student loans?

18 May 2009

ive come to a fork in the road… i need help paying for school.
im done with all my basics (which i took at a cc) now im at the university where my classes are big buck… and im at a place in my life where we cant pay for them… can anyone give me some helpful info on student loans… maybe where you found yours? so on…. thanks
last year my husband made 50,000 i dont think i will qualify because of that. how long do they go off of last years income… he lost his job in march and we have not had any income since then… is there anything that can be done? and when is deadline for fasfa for fall 2009?

Have you try FAFSA, EOPS?

Are u allowed to apply and receive a student loan and/or grants for school while on SSD?

17 May 2009

I have a friend who wants to go to school for truck driving, but is on SSD, not SSI…Can he apply for the student loans/grants etc, go to school then finish and tell SS people when he begins to make money with a company after school? Trying to help a friend here, any info greatly helpful ! :-)
Has he used his "Ticket to Work", if not, he may be able to get the state to pay for the training.

Also, does he live in subsidized housing?

- Strangely enough, it matters

is it possible to consolidate student loans even if the names are different?

09 May 2009

for instance, some could be under my dad's or mom's name, and some could be under my name.

No, you cannot consolidate loans under different names. You also cannot consolidate federal loans and private loans together. hope this helps

What’s the best way to consolidate my student loans?

01 May 2009

I am having a huge problem paying off my student loans. It has been almost a year now since it kicked in and I have barely been able to make payments cause of rent, utilities, gas and groceries.

I’m also kind of afraid to get in touch with them to help me out because part of me thinks that they will threaten to take my car or anything away.

What I would like to do is to consolidate all my loans into one and have them deferred for a while (if possible).

Access the Direct Loan Servicing Online Web site to obtain information.

You cannot ignore the problem.
The government can garnish your wages. If you are a professional they can prevent you from renewing you license whether a teacher, doctor, or engineer.
Thus you will earn no money to pay them

My payment was lowed by $200 when I consolidated .

How Can I get Out of Student Loan Debt?

30 April 2009

I am over $200,000.00 in student loan debt due to interest and bad decisions and an overall poor education/work life.

Go to a country without an extradition treaty and stay away.